The Right Coverage Starts With the Right Advisor

Running a business comes with plenty of challenges, insurance shouldn't be one of them. At Scherz Insurance Group, we make it easier to protect what you’ve built. From unexpected accidents to industry-specific risks, we’ll guide you through the right coverage so you can focus on growing your business with confidence.

Tailored Coverage for Your Line of Work

We understand that each business is different, and your insurance should reflect that. Our team has experience working across a range of industries, and we’ll customize coverage that fits the way you operate.

Agriculture

From roadside farm stands and equine operations to large-scale farming, your livelihood deserves specialized protection.

Contractors

Whether you're a builder, roofer, electrician, or painter, we’ll help cover your tools, liability, and employees.

Mercantile

Retail shops like florists, clothing boutiques, and gift stores benefit from our thoughtful, scalable coverage.

Hospitality

We help restaurants, cafes, and other food service businesses stay protected from front-of-house to back.

Essential Business Coverages

  • General Liability

Covers claims involving bodily injury, property damage, and premises-related incidents that occur in the course of business.

  • Business Personal Property

Protects your physical assets, like inventory, equipment, and furnishings against fire, theft, vandalism, and more.

  • Employment Practices Liability

Provides legal defense for claims related to discrimination, harassment, wrongful termination, and other workplace issues.

  • Professional Liability

Also known as Errors & Omissions (E&O) insurance, this protects service providers from claims of negligence or professional mistakes.

  • Worker's Compensation

Offers wage replacement and medical benefits for employees injured or made ill on the job while protecting you from legal liability.

You’ve worked hard to build your business. Let’s make sure it’s protected.

Scherz Insurance Group is here to help you navigate your options and make confident decisions about your coverage. Let’s talk about your goals, review your risks, and build a plan that’s right for you.

You’ve worked hard to build your business. Let’s make sure it’s protected.

Scherz Insurance Group is here to help you navigate your options and make confident decisions about your coverage. Let’s talk about your goals, review your risks, and build a plan that’s right for your business.