Comprehensive Coverage for Every Chapter of Life

At Scherz Insurance Group, we believe insurance isn’t just about policies, it’s about people. It’s about protecting your family, your home, your livelihood, and everything you’ve worked hard to build. From life and auto to farm and business, we offer custom coverage designed to meet your unique needs, no matter what stage of life you're in.

Peace of Mind for the People You Love Most

Life insurance is more than just a safety net, it’s a powerful tool for preserving your family’s lifestyle, protecting your assets, and leaving a legacy that lasts. Whether you’re planning for your children’s future, protecting your mortgage, or preparing for retirement, we’re here to guide you through smart, strategic options that give you confidence today and security tomorrow.

Explore Our Life Insurance Solutions

How Much Life Insurance Do You Need?

Let’s evaluate your current lifestyle, debts, and goals to determine the right amount of protection for your family.

More Than Just a Death Benefit

Our policies offer flexible options for wealth transfer, income protection, and tax-advantaged savings.

Wealth Transfer

Use Single Premium Whole Life Insurance to double the value of your assets, tax-free, for future generations.

Long-Term Care / Life Insurance Hybrid

Combine long-term care benefits with the protection of a fixed death benefit to cover medical needs without sacrificing your legacy.

Tax-Free Cash Accumulation

Grow your wealth within a permanent life insurance policy and access it tax-free when you need it most.

Estate and Family Protection

Cover final expenses, estate taxes, mortgage balances, and more, while ensuring your family is financially secure.

Home & Auto Insurance

Your home and vehicle are two of your most valuable assets. We offer personalized coverage to protect your property, belongings, and liability, so you can drive and live with confidence.

  • Homeowners Insurance

  • Auto Insurance

  • Condo & Renters Insurance

  • Lake Estate Insurance (waterfront homes, boats, docks, hoists, etc.)

  • Specialty Vehicles (motorcycles, RVs, boats, etc.)

Business Insurance

Whether you're a small startup or a growing enterprise, our commercial insurance solutions help you stay protected against risks, so you can stay focused on running your business.

  • General Liability

  • Property Coverage

  • Workers Compensation

  • Commercial Auto

  • Professional Liability

Umbrella Insurance

Accidents happen. Umbrella insurance gives you an extra layer of liability coverage beyond your home and auto policies, helping to safeguard your assets and future income.

Farm Insurance

Protect your land, livestock, equipment, and livelihood. Our farm insurance solutions are tailored to meet the unique needs of agricultural operations both large and small.

Ready to Protect What Matters Most?

Scherz Insurance Group is here to help you navigate your options and make confident decisions about your coverage. Let’s talk about your goals, review your risks, and build a plan that’s right for you.

Ready to Protect What Matters Most?

Scherz Insurance Group is here to help you navigate your options and make confident decisions about your coverage. Let’s talk about your goals, review your risks, and build a plan that’s right for you.